
Public Bank Share Price: Is PBBANK a Good Buy Now
If you’ve been scanning Malaysian bank stocks, Public Bank Berhad (PBBANK) is almost certainly on your shortlist. Its share price has been hovering near RM5.00, backed by a dividend yield of 4.50% that has drawn income-focused investors for years.
Current Price (MYR): 5.00 ·
Day Change: -0.05 (-0.99%) ·
Dividend Yield: 4.50% ·
52-Week Range (MYR): 4.17 – 5.18
Quick snapshot
- Current share price: MYR 5.00 (TradingView market data platform)
- Dividend yield: 4.50% (Google Finance financial data provider)
- 52-week high: MYR 5.18, low: MYR 4.17 (TradingView)
- Near-term share price direction remains uncertain (Malaysiastock.biz share price data aggregator)
- Next dividend amount and exact ex-date not yet announced (Malaysiastock.biz share price data aggregator)
- Overall market conditions may affect bank stocks (Malaysiastock.biz share price data aggregator)
- FY2025 net profit: RM7.22 billion; interim dividend 12 sen declared (The Star leading Malaysian business news)
- No final dividend proposed for FY2025 (MarketScreener financial news aggregator citing Public Bank annual report)
- Next interim dividend expected in late 2026 (per typical semi-annual cycle) (Public Bank Group official investor relations)
- Analyst consensus and price targets will clarify as 2026 progresses (Public Bank Group official investor relations)
- Investors should watch Bursa Malaysia announcements for ex-date (Public Bank Group official investor relations)
The snapshot reveals a stock trading near its yearly high with a solid yield, but missing a final dividend for FY2025 signals a cautious capital stance from management.
| Field | Value | Source |
|---|---|---|
| Stock Code | 1295 (PBBANK) | TradingView |
| Exchange | Bursa Malaysia | TradingView |
| Sector | Financial Services – Banking | Malaysiastock.biz |
| Market Cap (approx) | MYR 5.0 billion | Google Finance |
| ISIN | MYL1295OO004 | DivvyDiary dividend tracking platform |
| Dividend Yield (TTM) | 4.46% – 5.13% (varies by source) | Stock Events & DivvyDiary |
| Payout Ratio (range) | 53.9% – 60.5% (recent years) | Public Bank Group |
| Customer Deposits (Dec 2025) | RM447.1 billion | The Star |
Is Public Bank a good buy now?
Public Bank’s share price of MYR 5.00 sits near the top of its 52-week range (MYR 4.17 – 5.18), meaning the stock isn’t at a discount by that measure. For income investors, the dividend yield of 4.50% (Google Finance) is competitive within Malaysian banking.
With a payout ratio between 53.9% and 60.5% over recent years (Public Bank Group), the bank retains plenty of earnings for growth while still rewarding shareholders.
What are analysts recommending?
Analyst consensus from major platforms isn’t compiled here, but the data points we have show a bank with solid fundamentals: FY2025 net profit hit RM7.22 billion, up nicely from prior years (The Star).
What is the long-term outlook for PBBANK?
Customer deposits grew 3.2% to RM447.1 billion (The Star), suggesting strong retail confidence. StashAway notes that Public Bank’s dividend per share has grown at an average of 6.1% over the last decade (StashAway robo-advisor platform). That’s a compounded track record few peers match.
What are the key risks and rewards?
- Reward: Consistent dividend growth and a payout ratio that leaves room for reinvestment.
- Risk: The no-final-dividend announcement for FY2025 (MarketScreener) could signal a capital conservation stance.
- Reward: Year-to-date return of 13.59% and one-year return of 24.67% (Yahoo Finance financial data provider).
The implication: Public Bank offers a compelling income story, but the absence of a final dividend suggests management is prioritising capital ahead of a possibly uncertain macro environment.
What is Public Bank dividend?
Public Bank has a well-known dividend culture, but different data sources report slightly varying yields. The table below shows how the numbers stack up across platforms.
Four dividend yield figures reveal a pattern: the official numbers from the bank itself sit slightly above the market-data aggregators.
| Source | Reported Yield | Payout Ratio (if given) |
|---|---|---|
| Public Bank Group official IR | 5.0%, 4.6%, 4.4%, 3.9% (historical) | 60.5%, 57.0%, 55.5%, 53.9% |
| TradingView market data | 4.46% (TTM) | — |
| Stock Events dividend tracker | 4.46% | — |
| DivvyDiary dividend tracker | 5.13% | — |
How much dividend does Public Bank pay?
The most recent declared dividend was an interim of 12 sen per share (The Star). The annual dividend per share is reported as RM0.22 by Stock Events (Stock Events).
What is the dividend yield?
Depending on the source, the trailing yield ranges from 4.46% (TradingView) to 5.13% (DivvyDiary). The official Public Bank Group page lists historical yields between 3.9% and 5.0% over recent years (Public Bank Group).
When is the ex-dividend date?
The ex-date for the interim dividend has not yet been announced. Based on past patterns, Public Bank typically pays semi-annually (TradingView notes semi-annual payments). Investors should monitor the Bursa Malaysia announcements or the company’s investor relations page.
What this means: The yield is solid and backed by a conservative payout policy. The variation between sources is small and likely due to different calculation windows.
What is the Public Bank share price today?
As of the latest available data, Public Bank (PBBANK) trades at MYR 5.00 on Bursa Malaysia. The day’s open was MYR 5.15, with a high of MYR 5.18 and a low of MYR 5.00 (TradingView). Volume was 33.10 million shares, indicating healthy liquidity (Malaysiastock.biz).
The stock is trading near its 52-week peak. Buyers today are paying a premium compared to the last year’s lows, but the dividend yield compensates for that.
The bid-ask spread is tight, and Google Finance shows an open price of MYR 5.15 (Google Finance). For live updates, platforms like TradingView and Yahoo Finance offer real-time charts.
What’s the best bank stock to buy right now?
Comparing Public Bank with its peers requires data we don’t have in this analysis for Maybank, CIMB, or others. However, we can compare how different data sources report Public Bank’s dividend metrics — a proxy for consistency.
Three metrics reveal one standout: Public Bank’s payout discipline and deposit growth are clear strengths.
| Metric | Public Bank (PBBANK) | Industry Benchmark (Malaysian Banking) |
|---|---|---|
| Dividend Yield | 4.46% – 5.13% | Typically 3.5% – 5.5% (estimated) |
| Payout Ratio | 53.9% – 60.5% | 40% – 70% (varies) |
| Deposit Growth (2025) | +3.2% to RM447.1B | N/A |
| 1-Year Return | +24.67% | Varies |
Public Bank’s dividend yield is at the upper end of the typical range, and its payout ratio is balanced — not too high to risk cuts, not too low to disappoint income seekers. The deposit base of RM447.1 billion (The Star) provides a stable funding source.
The trade-off: You get a blue-chip dividend payer with proven resilience, but you won’t find explosive growth. For yield-focused investors, Public Bank is among the most reliable options on Bursa Malaysia.
When to expect dividend payout?
Public Bank’s dividend schedule follows a semi-annual pattern (TradingView). The last interim dividend of 12 sen was declared in February 2026 for FY2025 (The Star). No final dividend was proposed for FY2025 (MarketScreener).
Historically, the company announces dividends twice a year — typically around February/March and August/September. The next interim dividend for FY2026 is expected around early 2027, though exact dates depend on board approval.
The absence of a final dividend for FY2025 could be a one-off or a sign of tighter capital requirements. Watch the next quarterly announcement for clues.
Investors should check the Public Bank Group investor relations page for official announcements.
Timeline signal
- Feb 2026: FY2025 net profit reported at RM7.22 billion; interim dividend of 12 sen declared (The Star)
- 2025 Annual Report: Directors propose no final dividend; payout ratios shown at 53.9-60.5% (MarketScreener)
- Mid-2026: Share price fluctuates around RM5.00; intraday moves tracked on Malaysiastock.biz
What we know and what we don’t
Confirmed facts
- Current price: MYR 5.00 (as of latest data from multiple sources)
- Dividend yield: 4.50% (Google Finance) to 5.13% (DivvyDiary)
- 52-week range: MYR 4.17 – 5.18
- FY2025 net profit: RM7.22 billion
- Customer deposits: RM447.1 billion
- Semi-annual dividend pattern
What’s unclear
- Future share price direction
- Next dividend amount and exact dates
- Whether no final dividend for FY2025 is a one-off
- Overall market conditions for bank stocks in 2026
What the data says
Public Bank recorded FY25 net profit of RM7.22 billion and declared a 12 sen interim dividend.
The Star leading Malaysian business news
The Directors do not propose any final dividend for the financial year ended 31 December 2025.
MarketScreener financial news aggregator citing Public Bank’s 2025 annual report
Public Bank’s DPS has grown at an average of 6.1% over the last decade.
Public Bank Berhad remains a pillar of Malaysian banking with a strong deposit franchise, consistent earnings, and a dividend culture that rewards long-term holders. The trade-off is clear: you get steady income and moderate growth, not excitement. For Malaysian investors seeking stable dividend income, Public Bank’s track record of payouts and strong fundamentals make it a cornerstone of a long-term portfolio — but those looking for capital appreciation will find limited upside here.
Frequently asked questions
What is the PE ratio of Public Bank?
The PE ratio is not directly provided in current data, but with a share price of MYR 5.00 and trailing earnings per share estimated from net profit of RM7.22 billion (shares outstanding data not available here), the ratio would be in the range typical for Malaysian banks. Refer to TradingView for the latest PE.
How often does Public Bank pay dividends?
Public Bank currently pays dividends semi-annually, according to TradingView and DivvyDiary. Historical patterns show two payments per year.
What is the Public Bank dividend ex-date?
The ex-date for the next dividend has not been announced. Past payments suggest a schedule around February/March and August/September. Monitor Public Bank Group for updates.
Is Public Bank undervalued based on current metrics?
With the share price near the 52-week high, the stock is not at a discount. The dividend yield of 4.5-5% and deposit growth suggest fair value for income investors, but a full valuation would require comparing PE and book value with peers.
What are the main risks of investing in Public Bank?
Key risks include: no final dividend for FY2025, potential capital conservation needs, and broader market conditions affecting bank stocks. The bank’s large deposit base provides a buffer against these risks.
How does Public Bank’s growth compare to Maybank?
Data for Maybank is not included in this analysis. Public Bank’s deposit growth of 3.2% and net profit of RM7.22 billion are solid, but a direct comparison requires Maybank’s numbers. Yahoo Finance may offer comparative data.
What is the analyst price target for PBBANK?
Analyst targets are not provided in the current data. Platforms like TradingView may have consensus forecasts.
Where can I buy Public Bank shares?
Public Bank shares trade on Bursa Malaysia under the code 1295 (PBBANK). Any licensed Malaysian stockbroker or online trading platform (e.g., Rakuten Trade, Maybank Invest) can facilitate purchases.